Easy Auto Loan Approval to Plant a Seed to a Fresh Start
Get the car of your dreams with our simple and convenient financing options
Get the car of your dreams with our simple and convenient financing options
We understand that life does not always go as planned. That's why at Seed, we are here to support you. Our name reflects our purpose - we provide loans to help plant the seeds for your financial growth and success. We offer financing to give you a second chance at achieving your goals.
We can help with any auto loan needs you may have, and we also offer buy here pay here financing through partner dealerships, so we're ready to get you on the road!
✅ Recent Repossession
✅ Filed Bankruptcy
✅ Low Credit Score
✅ No Credit History
✅ No Drivers License
✅ No Current Insurance
If you're already considering upgrading your car but lacked the down payment for the vehicle you wanted initially, our Seed Auto Credit Trade Up Program can help.
To qualify for an upgrade, make 16 consecutive on-time payments on your current vehicle from the date of purchase before trading it in. Your current vehicle* will serve as the down payment.
You’re ready to Trade Up!
Check out what's available today at our Partnering Dealer
Grow Automotive
*Excessive wear and damage to vehicle from time of purchase may affect value*
Send them to our partner dealer, Grow Automotive, and ask them to mention your name and account number with Grow in order to receive $100 off the price of their new car.
Referral Tiers:
1st: $125 payment credit
2nd: $150 payment credit
3rd: $200 payment credit
4th: $250 payment credit
5th: WE WILL PAYOFF YOUR CAR LOAN!*
*Pay off only applies to principal balance of vehicle loan financed through Seed Auto Credit/Grow Automotive. Other fees, taxes and balances not included*
To learn more about how we can fulfill your auto financing needs, please send us a message describing your situation. We will respond as soon as possible.
7700 Watson Rd St. Louis, Missouri 63119
314-309-3052 To get a faster reply, please text us. Otherwise, leave a message and we will return your call within 48 hours.
The information you provide through this website becomes the property of Grow Automotive LLC, the parent company of Seed Auto Credit. Grow Automotive may share your information with outside lending partners to arrange financing on your behalf. Grow Automotive may also periodically use your information for its own marketing purposes.